What is an SR22 or Certificate of Financial Responsibility?

An SR22 is an essential document for those looking to have their driving privileges reinstated. It proves to the state that the individual has the required vehicle insurance coverage. COFR is another term for this type of insurance, though it’s important to remember that it is not a type of car insurance. The SR22 is a form of proof of insurance that is provided by the insurance company to the state that asks for it.

In a nutshell, the SR22 is a way to show the state you have the right coverage and are able to drive again. It can be referred to as SR22 insurance, but again, it is not auto insurance. This document is proof of your insurance policy, and is supplied to the state by your insurance company.

In order to meet the requirements for your state, you need to keep both your SR22 and auto insurance policy active for an approximate period of three years. If your insurance policy has lapsed, your insurer is legally obligated to inform the DMV. If this happens, your license will be suspended until you reinstate your insurance. When you have fulfilled your SR22 obligations for the designated amount of time, your SR22 status will be taken off.

It's time for your estimate!

1. Complete our local estimate form or call us anytime

Don’t fret about costs for our consultations or forms. You won’t be charged anything unless you choose to get SR22 insurance through one of our network providers.

2. Connect with SR22 providers

If you’re busy, our form is great for you. It will get someone to get back to you later. However, if you need a quicker response, a call will connect you with an SR22 provider immediately. SR22 requirements vary by state, so it’s best to speak to someone directly to get all your questions answered.

3. Compare quotes

When you use our referral service, you can rest assured that you’ll get the best price by comparing quotes from multiple SR22 providers.